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Apply for SBI Gold Loan by Sitting at Home, Know the Complete Process


Apply for SBI Gold Loan by Sitting at Home: SBI Gold Loan can be availed by pledging gold jewellery, including gold coins sold by banks with minimal paperwork and low-interest rate. Currently, a gold loan is a safest and easiest way to get instant money during an emergency. The bank says that now one can apply for a loan sitting comfortably at home. The interest rate of Lokan is 8.25 per cent. A bank is giving a special discount till 30th September. Customers can get a 0.75 per cent discount.

Apply for SBI Gold Loan by Sitting at Home

Login to your YONO account. On the home page, click Menu (three lines) in the top left. Click on Loan. Click on Gold Loan.

Click on Apply Now. F- Fill in the Jewellery details (Type, Quantity, Carat and Net Weight) along with all other information available in the drop-down (Residential Type, Business Type), Enter Net Monthly Income and apply.


You have to go to the branch with your gold. Submit the mortgageable gold along with two photographs and KYC documents to the branch. After this, the documents have to be signed.

Who will get a gold loan?

Anyone of the age of 18 years and above can take SBI Gold Loan. An individual is eligible to avail of this loan either singly or jointly. This includes employees of the bank, pensioners including persons with sources of regular income. Proof of income is not required for SBI Gold Loan.

Which documents are required?

Application for a gold loan with two images. Proof of identity along with proof of address. In the case of illiterate customers, a letter of witness is required.


In how many days will I have to pay?

What is the repayment period? – Gold Loan: 36 Months – Liquid Gold Loan: 36 Months – Bullet Repayment Gold Loan: 12 Months.

Ashish Kumar Mishra
Ashish Kumar Mishra is the Founder and CEO at Spot News 18. He created Spot News 18 on 30 June 2019. His intention to make these News Websites was only to provide correct and official news to his readers. Now, he is working on Spot News 18 to expand his website reach to all parts of the world.

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