HomeIndiaIndian Railways: During Travel, Take Travel Insurance Of 49 Paise

Indian Railways: During Travel, Take Travel Insurance Of 49 Paise

Advertisements
Advertisements

If you travel long distances on a train, never make a small mistake while booking a reservation ticket. Railways are giving you and your family great convenience. Railways are giving travel insurance of Rs 10 lakhs to its passengers for 49 paise. In case of any untoward incident with any passenger, the passenger and his family get the benefit. This can be availed by booking tickets through the Indian Railway Catering and Tourism Corporation (IRCTC). This facility is not for children under 5 years of age.

How Can I Get Insurance?

Whenever you book a train ticket from the IRCTC website, you will have an option of travel insurance. For this, you only have to pay 49 paise. After booking the ticket from IRCTC, a link will be given to fill the details of the nominee through SMS and e-mail on your mobile, by clicking on which you can fill the nominee’s information directly by visiting the insurance company website.

By opening the link provided on email or SMS, information on your ticket details such as PNR, name, birth number can be seen on the insurance company page. In the page, boxes are made to fill the information of the nominee’s name, relationship with him, age, address, etc., details have to be filled in and updated.

Advertisements

Who Can Take Insurance?

According to the information provided on the website of IRCTC, only 10% of confirmed and (awaited) RAC tickets will get the benefit of travel insurance of Rs 10 lakh. Those with waiting list e-tickets will not get the benefit because the ticket is automatically canceled if the ticket is not confirmed. Apart from this, this facility is also not meant for children below 5 years of age. Your insurance will start as soon as you start your journey. If any incident-accident happens to you during the journey then you will get the benefit.

How Much Will Be Claimed?

The amount of the claim depends on the loss in the accident. It is divided into 5 categories. In case of permanent disability and death due to accident, a claim of Rs 10 lakh and in case of total disability is also claimed. Partial disability in case of an accident during a rail journey, 7.5 lakh rupees and if injured are admitted to hospital, then a claim of Rs 2 lakh is received. In case of death, the help of Rs 10 thousand will also be taken to carry the dead body.

Ashish Kumar Mishra
Ashish Kumar Mishrahttps://www.spotnews18.com/
Ashish Kumar Mishra is the Founder and CEO of Spot News 18. He created Spot News 18 on 30 June 2019. His intention in making these News Websites was only to provide correct and official news to his readers. Now, he is working on Spot News 18 to expand his website's reach to all parts of the world.

Related News

LATEST NEWS

Satish Kaushik’s Entry Into Kangana’s ‘Emergency’ Will Play, The Role Of This Leader

There is a constant buzz about Kangana Ranaut's film Emergency. Kangana plays the role of Indira Gandhi in this film. She is also directing...

Man Orders Drone Camer From Meesho; This Thing Came Out; Watch Viral Video

Man Recieve Potato Instead Of Drone: The festive season has arrived in India, and online websites have come up with great offers. The Diwali...

3300-Year-Old Cave Found In Israel, The View Inside Will Surprise

The 3300-year-old things found in a cave in Israel have surprised everyone. These items include a large number of pottery pieces and bronze artefacts....

Eat Paneer Bhurji In Navratri Fast, Prepare It Like This Without Garlic-Onion

Paneer Bhurji Recipe:  Food is prepared in Navratri without onion-garlic. In such a situation, many people are confused about what to make and eat without...

World’s Fastest Flying Bike Ready, 804 KM Speed, 644 KM Range

When former Swiss military personnel Yves Rossy flew with a jet wingpack, humans could not think they could fly like this. Today you are...