Sukanya Samriddhi Yojana: Sukanya Samriddhi Scheme considered to the best for securing the future of the daughter. You get a fixed interest by investing in this scheme every month, which protects your daughter’s future when she attains adulthood. However, new rules have come for this Sukanya Samriddhi Scheme, which you may not be aware These rules came long ago, and after this, there has been a slight change in the investment and the benefits from there. If you also do not know about these new rules, then we tell you what these new rules are and how to invest.
In this scheme, anyone can open Sukanya Samriddhi Account (Sukanya Samriddhi Yojna) for a child below ten years of age. For this, in addition to the birth certificate of your daughter, you have to provide more critical documents as necessary documents. A person can open this account for at least two of his daughters. Parents can open as many as three accounts in homes where there are twins.
Sukanya Samriddhi Scheme Rules
Apart from this, if you do not deposit at least 250 rupees in a financial year. Then your account will be considered as default. And the interest on it will be the same as fixed for the scheme. Earlier, the attention was equal to the interest rate on post office savings account. The interest in Sukanya Samriddhi Scheme is double the interest of the post office savings account.
According to the new rule, you can close your pre-mature account before time. These can do on the death of the girl child or statement of the fatal illness of the account holder or the end of the guardian. It considered closing the report based on sympathy.
The girl in whose name the account opening cannot operate it until she is 18 years old. After he turns 18, the guardian will have to submit the documents related to it to the post office.
Under this scheme, you can invest at least Rs 250. And a maximum of Rs 1.50 lakh annually in a financial year. If you deposit Rs 1.50 lakh annually for 15 years, then the interest received on the amount deposited in your daughter’s account at the rate of 8.7 percent, will be stored in a total of about Rs 45-50 lakh. After this, this account will mature in 21 years, and according to this. If the interest continues to receive, then this amount will more than 73 lakh rupees.