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ATM Full Form – Full Form of ATM – ATM Ka Full Form


You must be using ATM in your everyday work. Whenever we want to withdraw money or to whom we want to send money, we use ATM for all the work. But do you know what the full form of ATM is?

This question is often asked in many competitive examinations, while due to lack of correct information, many candidates get defeated here and cannot answer this question. In this post, we will know about the full form of ATM and information related to ATM. Many of us think that ATM full form is Any Time Money, but this is not correct. Today we will get information about the full form of ATM.

ATMs are known by different names in other parts of the world. In Canada, ATMs is also known as ABM (Automatic Banking Machine). In other countries, the terms Cash Point, Cash Machine, Mini Bank and ” Hole in the wall ” are used. So today, I thought, why don’t you guys know the full form of ATM? The correct answer should be given so that you will never have tension about this question in future. Then let’s get started.


What is the full name of the ATM?

The full form of ATM is ” Automated Teller Machine “.

If we analyse it, then we will get,
A – Automated
T – Teller
M – Machine

other full forms of atm

Now let us know about some other full forms of ATM, which are given below.


1. Air traffic Management (Aviation terminologies)

2. Asynchronous Transfer Mode (I.T. in Sector ) is a telecommunications concept that ANSI and ITU define.

3. Association of Teachers of Mathematics (Non-profit organisation and registered charity UK)


4. Malaysian Armed Forces

5. Altamira Airport This is an airport located in Altamira, Brazil (Airport Code).

What is ATM?

ATM is an electronic telecommunications device that is used for financial transactions such as cash withdrawal, deposits, fund transfers and other bank-related transactions at any time. This makes the banking process very easy as these machines are automatic, and there is no need for direct interaction with the bank employees.


Users access their accounts through a particular type of plastic card encoded with the user’s information on a magnetic strip above the card. The ribbon has an identification code that is given to the bank’s central bank. Computer on is transmitted by Modem. Users insert the card into the ATM to access their account and process their account transactions.

Full form of ATM

Let us now know what the full form of ATM is.

  • A – Automatic
  • T – Taylor
  • I – machine

What are the parts of an ATM?

There are two types of devices in ATMs that help the users to use them efficiently.


1. Input Device
2. Output Device

Input Device

Card Reader: The card reader reads the ATM card’s data (account information) stored on the magnetic strip placed on the backside of your ATM card and sends it to the server for verification. Allows cash withdrawal based on account information and orders received from User Service.

Keypad: Keypad allows you to input details like PIN, how much money you want to withdraw and other features like cancel, clear, enter, etc.


Output Device

Screen: It is used to display account information (name of the account holder, available balance, etc.) and actions you need to perform to complete your transaction successfully.

Speaker: Speakers are available in most ATMs. This is provided to provide audio feedback when you make your transactions.

Cash dispenser: This is one of the most crucial output devices of an ATM. It is used to withdraw cash.


Receipt printer: It provides a receipt related to your transaction, including withdrawal amount, balance amount, date, time, location etc.

How does ATM work?

To start the functioning of the ATM, you need to insert the plastic ATM card inside the ATMs. Some machines require you to drop your cards; some machines allow card swapping. As I have already mentioned, these ATM cards contain your account details and other security information in the form of a magnetic stripe.

When you Drop/Swap your card, the machine gets your account information and asks for your PIN. After successful authentication, the machine allows the transaction.


Types of ATMs

Let us now know about the types of ATMs.

Online ATM: This type of ATM is connected to the bank’s database 24 hours a day. You cannot withdraw more than the balance in your account.

Offline ATM: It is not linked to the database of the bank. Even if you do not have the required amount in your account, you will be able to withdraw it, for which the bank may impose some penalty.


On-Site ATM: The ATM inside the bank premises is known as an Onsite ATM.

Off-Site ATMs: ATMs located at various locations inside the bank premises are known as Offsite ATMs.

White Label ATMATMs set up by Non-Banking Financial Companies are known as White Label ATMs.


Yellow Label ATM: Yellow Label ATM, Provided for e-commerce reasons.

Brown Label ATM: The hardware of this type of ATM and the lease of the ATM is owned by a service provider, but a bank provides the cash management and connectivity for the banking network.

Orange Label ATM: These ATMs are provided for Share Transaction.


Pink Label ATM: These ATMs are provided only for women.

Green Label ATM: These ATMs are provided for agricultural transactions.

Interesting facts about ATM

Let us now know some such exciting facts about ATMs that you may not have heard.


Inventor of ATM: John Shepherd Barron.

ATM Pin Number: John Shepherd Barron thought of having a six-digit PIN for an ATM, but it was not easy for his wife to remember the six-digit PIN, so he decided to create a four digit ATP PIN.

World’s first floating ATM: State Bank of India (Kerala).


First ATM in India: Established by HSBC (Hong Kong and Shanghai Banking Corporation) in 1987.

World’s first ATM: It was established on 27 June 1967 at Barclays Bank in London.

The first person to use ATM: Famous comedy actor Reg Varney was the first to withdraw cash.


ATM without an account: In Romania, a European country, anyone can withdraw money from an ATM without a bank account.

Bio-Metric ATM: Biometric ATM is used in Brazil. As the name suggests, users are required to scan their fingers at these ATMs before withdrawing money.

What did you learn today?

I hope you must have liked my article, what is the full form of ATM. It has always been my endeavour to provide complete information about ATM Full Form to the readers so that they can be accessed from any other sites, or there is no need to search in the context of that article on the internet.


This will also save their time, and they will also get all the information in one place. If you have any doubts about this article or you want that there should be some improvement in it, then you can write low comments for this.

If you liked this post, the full form of ATM, or got to learn something, please share this post on social networks such as Share on Facebook, Twitter and other social media sites.

Ashish Kumar Mishra
Ashish Kumar Mishra
Ashish Kumar Mishra is the Founder and CEO at Spot News 18. He created Spot News 18 on 30 June 2019. His intention to make these News Websites was only to provide correct and official news to his readers. Now, he is working on Spot News 18 to expand his website reach to all parts of the world.

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